diff --git a/postgres-init/01-schema.sql b/postgres-init/01-schema.sql
index c744f16..3fab4a8 100644
--- a/postgres-init/01-schema.sql
+++ b/postgres-init/01-schema.sql
@@ -240,6 +240,7 @@ CREATE TABLE IF NOT EXISTS card.version_wild_cards (
 -- ============================================================
 CREATE TABLE IF NOT EXISTS quotation.quotation_settings (
     qt_setting_id      uuid          PRIMARY KEY DEFAULT gen_random_uuid(), -- 견적 설정 식별자(PK)
+    user_id            uuid          NOT NULL,                             -- 견적 설정을 생성한 유저 아이디(company.users.user_id)
     target_margin_rate NUMERIC(8,6)  NOT NULL,                             -- 목표 마진율 (정수부 2자리 + 소수 6자리, -99.999999~99.999999)
     anchoring_value    NUMERIC(8,6)  NOT NULL DEFAULT 0.01,                -- 앵커링 값 (정수부 2자리 + 소수 6자리)
     card_count         INTEGER       NOT NULL DEFAULT 3,                   -- 한개의 협상 안에서 협상카드 사용 횟수
@@ -341,6 +342,7 @@ CREATE INDEX IF NOT EXISTS idx_vnc_version_id              ON card.version_nego_
 CREATE INDEX IF NOT EXISTS idx_vnc_nego_card_id            ON card.version_nego_cards (nego_card_id);
 CREATE INDEX IF NOT EXISTS idx_vwc_version_id              ON card.version_wild_cards (version_id);
 CREATE INDEX IF NOT EXISTS idx_vwc_wild_card_id            ON card.version_wild_cards (wild_card_id);
+CREATE INDEX IF NOT EXISTS idx_quotation_settings_user_id  ON quotation.quotation_settings (user_id);
 CREATE INDEX IF NOT EXISTS idx_quotations_user_id          ON quotation.quotations (user_id);
 CREATE INDEX IF NOT EXISTS idx_quotations_qt_setting_id    ON quotation.quotations (qt_setting_id);
 CREATE INDEX IF NOT EXISTS idx_quotations_version_id       ON quotation.quotations (version_id);